What are the factors to consider when applying for bad credit mobile phones?

In the grand scheme of things, what we cannot argue against is the fact that bad credit mobile phones have been a blessing of sorts to individuals with a poor credit rating. Imagine being denied a phone contract simply because you have a poor credit rating. If you never dealt with rejections in the past prior to the unveiling of bad credit mobile phones, you might not be able to fully comprehend the magnitude of the situation as it were then. Those with a poor credit rating were looked upon as second class citizens and this of course negatively impacted their attitude. It is for this reason that bad credit mobile phones have been well received in the UK and other parts of the globe. That notwithstanding, what are some of the factors you need to take into consideration when applying for bad credit mobile contracts?


The provider you apply for a phone contract with should be above board. The provider should have a solid reputation in the market. Avoid applying for a phone contract from a provider with a soiled reputation. You will not be able to get professional services and also you might end up paying for more than you budgeted for. Unscrupulous mobile phone contract providers are known to add additional charges were not discussed during contract negotiations.


What are the perks being offered under bad credit mobile contracts? Are they sufficient or do you feel as if they are very little? Is there room to haggle or negotiate for a better deal? Does the number of minutes, text messages and data bundles sufficient to meet your monthly phone usage? It is essential that you consider this prior to applying for a phone contract so that you do not end up overpaying your monthly installment.

Option for upgrade

The fact that you have a poor credit rating does not mean that you shouldn’t be given an opportunity to upgrade to a better package if you prove loyal and capable of paying your monthly bill without fail. Go for providers that reward loyalty who treat you as a special customer. A good bad credit mobile contract provider is one that holds its customers in high esteem and gives them an opportunity to upgrade to a better package.

Contract length

While most don’t see this as important, the truth of the matter is a long contract period could make it impossible for you to switch to a better deal with another network provider if you wished to. Go for a mobile contract provider that offers a reasonable minimum contract length. This ensures that you get an opportunity to switch if you so wish. You also need to find out if there are any penalties for early repayments.


Is the provider in question licensed and regulated by the proper bodies? Does it ascribe to best business practices? Are you safe in the knowledge that your interests as a customer are safeguarded? Find out all these before you make the final decision to apply for bad credit mobile phone contracts.