Do I need to worry about my credit score when applying for a bad credit mobile phone contract?

No. Bad credit contract phones are specifically designed for persons whose credit report is not stellar. As such, you do not have to worry about your credit score. Whether you have poor credit score or a good credit score, all you need is to take a leap of faith and we shall approve your contract without performing credit checks.

Is it a must I make an upfront deposit prior to getting approved for a phone contract?

We only need you to pay an upfront deposit if you seek to be approved for a phone with the latest high end technology or if you have a history of arrears or defaults. This is just a security measure and therefore you do not have to worry about the upfront deposit that you pay. The money you pay upfront will be refunded to you when your contract with us expires.

Who can apply for bad credit mobile phones?

Anyone is free to apply for bad credit mobile phones if they so wish. However, bad credit mobile phones are instrumental for those individuals with a poor credit score, those who wish to improve their credit score as well as those with no prior credit score.

What must I meet before I can be approved for bad credit mobile phones?

Well, in order to be considered for bad credit mobile contracts, it’s essential that you be a citizen of the UK, be at least 18 years and above and be able to show proof that you receive a regular income monthly. These simple requirements are what’s needed for you to be approved for bad credit mobile phones. Remember that your credit score has no bearing on the decision to approve or reject your application.

What caliber of handsets can I apply for?

Well, you are free to select any handset under the bad credit mobile phones contract. We have no problem if you have a preferences for android smartphones like Samsung galaxy, HTC, Motorola phones, Huawei or if you have an affinity for iPhones. All you need is to make your intention known. However, it’s imperative to note that you might be required to make a deposit upfront when applying for the latest high end phones. This is to simply ensure that we mitigate the risks as much as possible on our side.

Is there a minimum contract length period?

The rules of engagement when you apply for our bad credit mobile phones is that you need to be committed for at least 18 months. We do not have a ceiling on the exact period you wish to be committed far and beyond 18 months. Please note that the longer the contract period, the lower the repayments you will be making monthly.

Are there any penalties for early repayments?

No. we do not penalize for clearing your payments early. In fact, we encourage our customers to make monthly payments on time without defaulting. This will reflect positively on a person’s credit score.

Can I apply even if I have a history of defaults or CCJ’s?

Yes. You can apply for a bad credit mobile phone contract even if you have a history of CCJ’s or defaults. However, while your credit score has no bearing on your approval, we will require that you pay an upfront deposit prior to approval. This money is refunded to you at the expiry of your contract and therefore you don’t need to worry about it.